Sectors

Payments built forbuilders’ merchants.

One platform, set up for how your customers actually pay — at the counter, on site, online or by link. Gross or net settlement, your choice.

Trade orderPaid
£12,480.00Timber & roofing · Account 4471
Pay by Bank · BarclaysConfirmed instantly
No card fees on big orders

Find your sector.

Each page shows the setup we recommend, a worked cost example and straight answers for your trade.

Trade order paidPay by Bank · Barclays
£12,480.00

Building materials & supplies

Trade counter to site delivery. Paid.

Pay by Bank · 4G terminals · Pay by Link

See the setup→
Wholesale orderPay by Bank · HSBC
£4,215.60

Cash & carry

From counter to cleared.

Pay by Bank · Countertop terminals · Business account

See the setup→
ContactlessApple Pay · Visa debit
£18.45

Off-licences & convenience

Short queues. Lower fees.

Countertop terminals · Contactless · Business account

See the setup→
Treatment planPay by Bank · Lloyds
£3,200.00

Dental & healthcare

Less admin. More care.

Deposits · Pay by Link · Countertop terminals

See the setup→
Table 12 · split billPortable terminal
£86.40

Restaurants & bars

Every table. Every order. Every pound.

Portable terminals · Deposits · Pay by Link

See the setup→
Monthly membershipSubscription · Card
£45.00

Sports clubs

Stop chasing subs. Start collecting.

Pay by Link · Subscriptions · Portable terminals

See the setup→
Tuition instalmentPay by Bank · Santander
£4,625.00

Educational institutes

Tuition to accommodation. Collected.

Pay by Bank · Online checkout · Multi-currency

See the setup→

Don't see your business?

If you take high-value or invoiced payments, we can set it up. Tell us how your customers pay — we'll put your rates in writing.

Car salesEventsLaw firmsAccountancyConsultingFintech
Settlement

Gross or net. You choose.

Some businesses want every pound of takings in the bank. Others would rather never see a fee bill. Pick what suits your cash flow.

Net: fees come off each payout. No bill to pay at month end.

Example weekCard fees at 0.64%
Monday− £26.88£4,173.12
Tuesday− £23.36£3,626.64
Wednesday− £32.77£5,087.23
Thursday− £28.67£4,451.33
Friday− £44.16£6,855.84
Left to pay at month end£0.00

Different sectors. Same honest rates.

From 0.30% on cards
Same rate in-store, online and by link. Published before you sign.
Paid next working day
Card, online and link payments settle into your TWPayz business account.
Live in 24–48 hours
From approval. Terminals arrive pre-configured.
A real UK team
Not a chatbot, not an overseas call centre.
TWPayz countertop terminalTWPayz app home

Find out what you'd save

Send us a recent statement. We'll show you a like-for-like comparison within one working day.

TWpayz is a trusted fintech partner offering secure and scalable payment solutions for online, in-store, and mobile transactions. From smart links to instant invoicing, we make it easy for businesses to get paid, grow revenue and expand globally—all through one seamless platform.

Copyright © TWPayz

TWPayz.com is operated by the following entities:

Services to UK customers are provided by Transactworld Ltd (Company No. 08835541), registered in England and Wales with its registered office address at 5 Technology Park, Colindeep Lane, Colindale, London, United Kingdom, NW9 6BX and authorised and regulated by the UK Financial Conduct Authority (FRN 900405) as an Electronic Money Institution under the Electronic Money Regulations 2011. 

Services to customers outside the UK are provided by Payment Infosys Limited (Company No. C61692), registered in Mauritius with its registered office address at C/O Anagha Capital Ltd, 9th Floor, Mindspace, 45 Wall Street, Cybercity, Ebene 72201, Mauritius and authorised and regulated by the Financial Services Commission, Mauritius as a Payment Intermediary under the Financial Services Act 2007.

TWpayz is a trusted fintech partner offering secure and scalable payment solutions for online, in-store, and mobile transactions. From smart links to instant invoicing, we make it easy for businesses to get paid, grow revenue and expand globally—all through one seamless platform.

Copyright © TWPayz

TWPayz.com is operated by the following entities:

Services to UK customers are provided by Transactworld Ltd (Company No. 08835541), registered in England and Wales with its registered office address at 5 Technology Park, Colindeep Lane, Colindale, London, United Kingdom, NW9 6BX and authorised and regulated by the UK Financial Conduct Authority (FRN 900405) as an Electronic Money Institution under the Electronic Money Regulations 2011. 

Services to customers outside the UK are provided by Payment Infosys Limited (Company No. C61692), registered in Mauritius with its registered office address at C/O Anagha Capital Ltd, 9th Floor, Mindspace, 45 Wall Street, Cybercity, Ebene 72201, Mauritius and authorised and regulated by the Financial Services Commission, Mauritius as a Payment Intermediary under the Financial Services Act 2007.

TWpayz is a trusted fintech partner offering secure and scalable payment solutions for online, in-store, and mobile transactions. From smart links to instant invoicing, we make it easy for businesses to get paid, grow revenue and expand globally—all through one seamless platform.

Copyright © TWPayz

TWPayz.com is operated by the following entities:

Services to UK customers are provided by Transactworld Ltd (Company No. 08835541), registered in England and Wales with its registered office address at 5 Technology Park, Colindeep Lane, Colindale, London, United Kingdom, NW9 6BX and authorised and regulated by the UK Financial Conduct Authority (FRN 900405) as an Electronic Money Institution under the Electronic Money Regulations 2011. 

Services to customers outside the UK are provided by Payment Infosys Limited (Company No. C61692), registered in Mauritius with its registered office address at C/O Anagha Capital Ltd, 9th Floor, Mindspace, 45 Wall Street, Cybercity, Ebene 72201, Mauritius and authorised and regulated by the Financial Services Commission, Mauritius as a Payment Intermediary under the Financial Services Act 2007.