BUSINESS ACCOUNTS

A business account that works as hard as you do

A UK sort code and account number from day one. Pay suppliers, staff and HMRC, get paid by customers, and manage it all from the TWPayz app. Need more than sterling? Add up to 11 more currencies when you're ready.

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GBP

EUR

USD

CAD

CHF

CZK

DKK

HUF

NOK

PLN

RON

SEK

GBP account

AVAILABLE BALANCE£47,492.37

Baker Street Trading Ltd04-00-75 · 31926819

EUR account

AVAILABLE BALANCE€12,940.00

Baker Street Trading LtdGB29 TWPZ 0400 7531 9268 19

USD account

AVAILABLE BALANCE$8,312.75

Baker Street Trading LtdGB29 TWPZ 0400 7531 9268 19

9:41●●●

Good morning, JamesBaker Street Trading Ltd

GBPBritish pound · Main account

AVAILABLE£48,215.60Acc 31926819

Send

Details

Statement

Payees

RECENT ACTIVITYView all →

Northgate Interiors LtdGBP · Faster Payments · 09:14

+£3,600.00RECEIVED

Amelia HughesGBP · Salary · Yesterday

−£2,310.40SENT

Harrow Wholesale LtdGBP · Faster Payments · 24 Sep

−£4,800.00SENT

+£3,600.00Received from Northgate Interiors Ltd

Pay and get paid byFaster PaymentsBACSCHAPSSEPASWIFT

FCA authorised · FRN 900405 · UK-based support

Sort code

UK account number and IBAN from day one

Currencies — GBP only, or add more as you grow

1 login

For every account and wallet, on app and desktop

20+ years

In payments. UK team. Real people.

ALSO TAKE PAYMENTS WITH TWPAYZ?

Your takings land right where you spend them.

Optional, never required. If you use TWPayz card machines or online checkout, payouts settle straight into your business account — next to the euro invoice that just got paid and the supplier you're about to pay.

Card machine payoutsTWPayz terminals

£1,284.50Sending…

Yesterday's takings · 214 sales

Online salesOnline payments

£642.30Due today

Shopify checkout · 38 orders

Bank transfer inSEPA

€2,150.00Due today

Lyon Emballages SARL · INV-2231

Baker Street Trading Ltd

James MorganJM

TOTAL BALANCE · GBP EQUIVALENT£65,839.00

SendConvertStatements

GBP wallet

£48,215.60Available

EUR wallet

€12,940.00Available

USD wallet

$8,312.75Available

RECENT ACTIVITYView all

Amelia HughesSalary · September · Yesterday

−£2,310.40

Bristol Woodworks LtdFaster Payments · BW-7712 · 24 Sep

−£5,120.00

HMRC VATQ2 return · 22 Sep

−£6,412.18

Harrow Wholesale Ltd20-45-77 · ••6214 · Name matches

£4,800.00From GBP wallet

Send £4,800.00

Checked by our UK teamEvery payment reviewed before it leaves

Payment sent · −£4,800.00Harrow Wholesale Ltd · Faster Payments · now

SCHEDULED

Payroll · 6 staff30 Sep

£14,280.00

Baker St Estates · Rent1 Oct

£2,450.00

HMRC PAYE22 Oct

£3,906.12

+£1,284.50

MONEY IN

MONEY OUT

Every payment. Every fee. Every pound.

Whatever comes in and goes out arrives with the detail attached — so you always know what happened, what it cost and where it went.

Track every payment

See every transfer in and out the moment it happens, with status updates from submitted to sent.

Clear view of fees and balances

Fees shown before you confirm and against every transaction. Balances across all your wallets in one view.

Export in a tap

Statements as PDF, CSV, Excel or MT940. Pick the period and the wallets — done.

MULTI-CURRENCY

12 currencies. One account.

Just need sterling? Start with a GBP account. Trading abroad? Add wallets to get paid and pay suppliers like a local. Pick a currency to see how it works.

GBP account

Baker Street Trading Ltd

Account nameBaker Street Trading Ltd

Sort code04-00-75

Account number31926819

PAYMENT RAILSFaster Payments · BACS · CHAPS

TYPICAL ARRIVALUsually within minutes

Example account details. Convert between wallets at the rate shown before you confirm.

An account for every type of business

Sole traders, freelancers and small businesses

One account. Three pots. No spreadsheets.

Your main business account with UK sort code and IBAN. Set aside VAT, materials or savings in up to three sub-accounts. Simple to set up and manage.

Ellis & Co JoinerySole trader · Leeds

GBP

AVAILABLE BALANCE£14,862.35Sort code 04-00-75 · Account 41820367

VAT pot£3,240.00

Timber & materials£1,180.40

Van fund£6,500.00

Main account£3,941.95

MASTER ACCOUNTNorthgate Retail Group LtdGB82 TWPZ 0400 7590 1123 46£1,284,960.12

London stores£412,380

Manchester£286,115

Online shop£398,042

EU wholesale€219,460

+ 14 more sub-wallets

Enterprises, marketplaces and complex teams

One master IBAN. Unlimited sub-wallets.

Separate revenue by department, region, client or partner. Give each team its own access and limits, and keep full visibility from the top.

Multiple wallets, one platform

Check pricing

Separate wallets

Create wallets for locations, teams or brands.

Automatic assignment

Payments route to the right wallet automatically.

Track each wallet

Monitor balance and activity for every wallet.

Single login

One login manages all accounts and wallets.

PAY SUPPLIERS AND STAFF

Send a payment in four steps

From your phone or desktop. Every payment is checked by our UK team before it leaves your account.

9:41▪▪▪

Send+ New payee

Search payees

SAVED PAYEES

HWHarrow Wholesale Ltd20-45-77 · ••6214›

BWBristol Woodworks Ltd30-92-41 · ••0937

AHAmelia HughesStaff · 60-83-71 · ••2208

HMHMRC VAT08-32-10 · ••2001

‹Harrow Wholesale Ltd

YOU SEND£4,800.00Ref: PO-10482

From GBP wallet£48,215.60 available

£500£1,000£5,000

Continue

‹Review payment

ToHarrow Wholesale Ltd

Account20-45-77 · 81476214

Name checkName matches

Amount£4,800.00

MethodFaster Payments

Fee£0.00

ReferencePO-10482

Confirm with Face ID

⧗

Submitted.
Now in review.

£4,800.00 to Harrow Wholesale Ltd. We'll notify you when it's approved and sent.

SubmittedToday at 10:12

In reviewChecked by our UK team, usually within the hour

SentFaster Payments usually arrive in minutes

View payment

Done

Business banking built for you

Spend from wherever your payments arrive. See everything in one dashboard. Banking standards built in.

Pay suppliers and staff

Faster Payments to UK banks

International transfers in 12 currencies

Pay suppliers or staff directly

Keep business separate from personal

Clear financial control

Cash flow across all currencies and wallets

Match payments to sales easily

Revenue by channel and location

Export for accounting

UK-regulated and secure

FCA authorised · FRN 900405

Bank-level encryption and 2FA

24/7 fraud monitoring

Client funds safeguarded

Straight answers

Can't see yours? Call us — a real person in London will answer.

Get in touch

UK-registered limited companies, LLPs, partnerships and sole traders. Tell us about your business and our team will confirm what we need.

Your company details, photo ID and proof of address for directors and significant shareholders, and a short description of what your business does.

TWPayz is a trading name of Transactworld Ltd, an Electronic Money Institution authorised by the FCA (FRN 900405). Your money is safeguarded in segregated accounts, kept separate from our own funds.

GBP, EUR, USD, CAD, CHF, CZK, DKK, HUF, NOK, PLN, RON and SEK — all under one login, with conversion between wallets at the rate shown before you confirm.

Yes. Payouts from TWPayz card machines, online checkout and payment links land in your business account the next working day, with fees shown against each payout.

Fixed, transparent fees with no hidden markups. Check our pricing page or talk to the team for a quote.

Open your account now

Opening takes minutes. Our UK support team is here for questions.

Open an account Get in touch