In-store payments

Card machines that fit how you work.

Café, market stall or busy shop floor — pick the terminal that suits your day. Every sale lands in the same dashboard as your online payments.

Live in 24–48 hoursGross or net settlementNo long contractsUK-based support
YOUR BRAND
29/09/2614:37
VISA DEBIT**** 4821
CONTACTLESSAUTH 084213
SALE£24.50
APPROVED
PAX A920 Pro card machine
YOUR BRAND
Amount due
£24.50
Charge £24.50
Tap, insert or swipe
£24.50
Authorising…
Secure · Encrypted end to end
Approved
£24.50 · Contactless
•••• 4821
TWPayz app transactions screen
£24.50 receivedContactless · PAX A920 Pro · now
Paid out next working day
PAX A920 ProOur most popular terminal
ONLY WITH TWPAYZ

Gross or net settlement. You choose.

Take your full takings and pay fees separately, or have fees taken before payout. We're the only provider that lets you choose.

NO LOCK-IN

No long contracts. No pressure.

We don't push you into long monthly contracts. You stay because it works, not because you're locked in.

Three terminals. Honest monthly rental.

A920 Pro and S1F4 Pro: £12 + VAT a month, plus £2 for the SIM. HiLite: £5 a month with our iPhone app. Not sure which fits? Our UK team will help you choose.

PAX A920 Pro
TWPayz
Ready to take payment
New sale
PAX · Android · Our most popular

A920 Pro

Built to be carried. Take it to the table or the doorstep, print the receipt, and move on to the next customer.

Screen5.5" HD, PIN on glass
PrinterBuilt-in thermal
Connectivity4G · Wi-Fi · BT · GPS
Battery5150mAh, all-day
Rental£12 + VAT / mo · SIM £2
Restaurants · Bars · Deliveries
Castles S1F4 Pro
TWPayz
Ready to take payment
New sale
Castles Technology · Android 13

S1F4 Pro

The big-screen all-rounder. Takes orders and payments, prints the receipt, and stays online on two SIMs.

Screen6.7" HD+ touchscreen
PrinterBuilt-in, 58mm
Connectivity4G dual SIM · Wi-Fi · BT
ExtrasQR / barcode camera
Rental£12 + VAT / mo · SIM £2
Shops · Salons · Events & venues
Handpoint HiLite NFC
Handpoint · Bluetooth reader

HiLite NFC

Pocket-sized. Pairs with your iPhone over Bluetooth using our app, and runs on your phone's data, so there's no extra SIM.

Size110 × 69 mm, 120 g
Works withiPhone, via our app
SecurityP2PE encrypted
Battery~4h continuous use
Rental£5 / mo · iPhone app
Market stalls · Pop-ups · Trades
Not old school

No Z reports. No end-of-day faff.

Old terminals made you run a Z report to close the day. Ours cut off automatically, and everything is settled the next working day.

Automatic cut-off
Anything processed before the cut-off is settled the next working day. Nothing to run, nothing to forget.
One settlement for everything
Card machine, online and MOTO payments all arrive in the same settlement.
MOTO on the terminal
Take phone and mail orders on the machine, subject to risk assessment. Ideal for hotels taking Booking.com virtual cards at late check-out.
Refunds on the machine
Refund a sale right there on the terminal. No call, no portal.
Reprint any receipt
Find an old transaction in the terminal history and print it again.
How your money moves

Every terminal. One settlement.

Each payment is approved on the spot and kept in that terminal's history. At the end of the day, all your terminals' takings are paid out together as one settlement.

1 · PAID AT THE TERMINAL
2 · AUTO CUT-OFF
3 · ONE SETTLEMENT
PAX A920 Pro
Treatment room 1T-01A920 Pro
TERMINAL HISTORY
12:28£112.50
10:54£151.65
11:37£55.80
£97.65 approved
PAX A920 Pro
Treatment room 2T-02A920 Pro
TERMINAL HISTORY
12:40£49.05
11:23£88.20
09:32£127.35
£147.60 approved
PAX A920 Pro
Treatment room 3T-03A920 Pro
TERMINAL HISTORY
12:18£120.60
11:52£159.75
10:18£63.90
£62.55 approved
ALL TERMINALS£4,061.2537 payments today
NEXT WORKING DAY · 3PMSettled
£4,672.92One settlement at 3pm to your bank or TWPayz account, covering all 3 terminals, online and MOTO. Gross or net, your choice.MADE UP OF
T-01 · Treatment room 1£1,074.15
T-02 · Treatment room 2£2,361.60
T-03 · Treatment room 3£625.50
Online & Pay by Link£611.67
Also in your TWPayz app and dashboard.
→A terminal in every treatment room. Patients pay before they leave, and you get one settlement with each room shown.
Transparent pricing

Payments, priced smarter.

Two ways to pay for card acceptance. Pick the one that matches your card mix — no hidden markups either way.

Card Type Pricing
Best if most of your customers pay with personal UK cards.
Personal Debit0.30%
Personal Credit0.49%
Business Credit / Debit1.79%
International / Non-EEA1.99%
AMEX (own MID required)1.99%
Auth fee, card present £0.04 + VAT
Rental: A920 Pro / S1F4 Pro £12 + VAT / month + SIM £2
HiLite £5 / month
Standard
One Flat Rate
For businesses that want one predictable number.
1.00%
ALL CARD TYPES
No card-category tracking. No monthly mix calculations.
Rental: A920 Pro / S1F4 Pro £12 + VAT / month + SIM £2 · HiLite £5 / month
Available where business and international cards stay below 30% of transactions.
Simplified
FIXED. TRANSPARENT. NO HIDDEN MARKUPS.See full pricing

Every way your customers pay.

Card, phone or watch. All three terminals take them all, out of the box.

Chip & PIN
Insert, enter PIN, done. Classic and secure.
Contactless
Tap-and-go for everyday purchases. Keeps busy queues moving.
Apple Pay, Google Pay, Samsung Pay
Customers pay with the phones and watches they already carry.
All major cards
Visa, Mastercard and Maestro · Debit · Credit · Business cards.

One dashboard. Counter to cleared.

Real-time tracking
Every card sale appears on your dashboard instantly, next to your online orders.
Automatic matching
In-store and online payments reconcile themselves. No spreadsheets.
Payouts to your account
Settlement lands in your TWPayz business account the next working day.
TWPayz app home with today's takings
TWPayz app transaction list
How it works

Taking cards by the end of the week.

No sales pressure. No complicated process. A real member of our team sets you up.

  1. 1
    Step 1
    Tell us about your business. A short call with a real member of our team — not a chatbot.
  2. 2
    Step 2
    Pick your terminal. A920 Pro, S1F4 Pro, HiLite — or a mix across your sites.
  3. 3
    Step 3
    Go live in 24–48 hours. Your terminal arrives configured and ready to take payments.
  4. 4
    Step 4
    Get paid next working day. Settlement goes to your existing business bank account or your TWPayz account, gross or net — your choice.

TWpayz is a trusted fintech partner offering secure and scalable payment solutions for online, in-store, and mobile transactions. From smart links to instant invoicing, we make it easy for businesses to get paid, grow revenue and expand globally—all through one seamless platform.

Copyright © TWPayz

TWPayz.com is operated by the following entities:

Services to UK customers are provided by Transactworld Ltd (Company No. 08835541), registered in England and Wales with its registered office address at 5 Technology Park, Colindeep Lane, Colindale, London, United Kingdom, NW9 6BX and authorised and regulated by the UK Financial Conduct Authority (FRN 900405) as an Electronic Money Institution under the Electronic Money Regulations 2011. 

Services to customers outside the UK are provided by Payment Infosys Limited (Company No. C61692), registered in Mauritius with its registered office address at C/O Anagha Capital Ltd, 9th Floor, Mindspace, 45 Wall Street, Cybercity, Ebene 72201, Mauritius and authorised and regulated by the Financial Services Commission, Mauritius as a Payment Intermediary under the Financial Services Act 2007.

TWpayz is a trusted fintech partner offering secure and scalable payment solutions for online, in-store, and mobile transactions. From smart links to instant invoicing, we make it easy for businesses to get paid, grow revenue and expand globally—all through one seamless platform.

Copyright © TWPayz

TWPayz.com is operated by the following entities:

Services to UK customers are provided by Transactworld Ltd (Company No. 08835541), registered in England and Wales with its registered office address at 5 Technology Park, Colindeep Lane, Colindale, London, United Kingdom, NW9 6BX and authorised and regulated by the UK Financial Conduct Authority (FRN 900405) as an Electronic Money Institution under the Electronic Money Regulations 2011. 

Services to customers outside the UK are provided by Payment Infosys Limited (Company No. C61692), registered in Mauritius with its registered office address at C/O Anagha Capital Ltd, 9th Floor, Mindspace, 45 Wall Street, Cybercity, Ebene 72201, Mauritius and authorised and regulated by the Financial Services Commission, Mauritius as a Payment Intermediary under the Financial Services Act 2007.

TWpayz is a trusted fintech partner offering secure and scalable payment solutions for online, in-store, and mobile transactions. From smart links to instant invoicing, we make it easy for businesses to get paid, grow revenue and expand globally—all through one seamless platform.

Copyright © TWPayz

TWPayz.com is operated by the following entities:

Services to UK customers are provided by Transactworld Ltd (Company No. 08835541), registered in England and Wales with its registered office address at 5 Technology Park, Colindeep Lane, Colindale, London, United Kingdom, NW9 6BX and authorised and regulated by the UK Financial Conduct Authority (FRN 900405) as an Electronic Money Institution under the Electronic Money Regulations 2011. 

Services to customers outside the UK are provided by Payment Infosys Limited (Company No. C61692), registered in Mauritius with its registered office address at C/O Anagha Capital Ltd, 9th Floor, Mindspace, 45 Wall Street, Cybercity, Ebene 72201, Mauritius and authorised and regulated by the Financial Services Commission, Mauritius as a Payment Intermediary under the Financial Services Act 2007.